Highest rated loans

Find the best loan option in Ireland

Bank of Ireland - description of the lender

bankofireland_student_card

Bank of Ireland - description of the lender

Company

Bank of Ireland is regulated by the Central Bank of Ireland. Choose a Bank of Ireland credit card today and avail of the great features and benefits. It only takes a few minutes to apply online and you can be approved in 24 hours.

With the Student Credit Card you get:

  • No transaction fees;
  • Up to €1,000 credit limit;
  • 0% interest on purchases: For the first 6 months;
  • Free worldwide multi-trip travel insurance feature;
  • Supervalu Real Rewards points;
  • Emergency Cash Service;
  • Paying with Contactless;
  • Your own monthly repayment amount (minimum of 2.5% or €5, whichever is the greater).
  • Representative example

    Representative example of Student credit card purchase at standard interest rate of 14.54% variable. Typical APR of 20.2% variable including annual Government stamp duty of €30. Assuming purchase of €1,500 repaid in equal instalments over a 12 month period. The total amount repayable by customer is €1,648.14 which includes initial purchase of €1,500 and a total cost of credit of €148.14.

    Requirements

  • Be over 18;
  • Provide proof you are attending a full time course or are a recent graduate;
  • Have a student current account or a graduate current account with any bank for at least 6 months.
  • Important

    Fees and charges:

  • Unpaid/Returned Direct Debits €3.17;

  • Copy Statement fees:
  • For the first page of each individual statement €3.80;
  • For each subsequent page of statement €2.50;

  • Cross Border Handling Fee:
  • Transaction in euro: No charge;
  • All other transactions 2.25 % value of transaction;

  • Cash Advance Fee:
  • Transactions in euro 1.5% subject to a minimum of €2.54 per transaction;
  • Non euro transactions: A Cash Advance fee of 1.5% will be applied to the euro converted amount including the 2.25% cross border handling fee referred to above, subject to a minimum of €2.54 per transaction;

  • Annual Account Fees:
  • Government Stamp Duty €30.00;
  • A processing fee of 1%, minimum €1.27 and €6.35 maximum will be charged where payment to a credit card is made by foreign cheque.
  • Office hours

    Monday-Friday: 8:00am - 8:00pm
    Saturday: 8:00am - 6:00pm
    Sunday & Bank Holidays: 10:00am - 5:00pm

    Address

    40 Mespil Road, Dublin 4, Ireland

    Additional information

    Credit Card Services:
    ROI 1890 251 251
    GB & NI 03457 365 555
    All other locations: +353 56 775 7747

    Other offers

    Benefits & Features

    • Interest free period to 56 days
    • No transaction fees
    • Emergency Cash Service
    • No annual fee
    • Add cardholders for free

    Salary Requirements

    €16.000 p.a.

    APR

    22.1 %

    Balance Transfer

    0 % for 7 months

    Minimum age

    18 years

    2685

    Classic Credit Card
    Representative example: Typical APR of 22.1% variable including annual Government Stamp Duty of €30. Assuming purchase of €1,500 repaid in equal instalments over a 12 month period. The total amount repayable by customer is €1661.01 which includes initial purchase of €1,500 and a total cost of credit of €161.01.
    NB! Total amount payable depends on the loan amount, percentage, terms and individual creditworthiness.

    Benefits & Features

    • SuperValu Real Rewards points
    • No transaction fees
    • No annual fee
    • Low cost instalment option

    Salary Requirements

    €16.000 p.a.

    APR

    20.2 %

    Balance Transfer

    2.9% for 12 months

    Minimum age

    18 years

    3248

    Affinity Credit Card
    Representative example: Typical APR of 20.2% variable including annual Government Stamp Duty of €30. Assuming purchase of €1,500 repaid in equal instalments over a 12 month period. The total amount repayable by customer is €1,648.38 which includes initial purchase of €1,500 and a total cost of credit of €148.38.
    NB! Total amount payable depends on the loan amount, percentage, terms and individual creditworthiness.

    MoneyGuru SIA, Address: Rīga, Latvia, Kārļa Ulmaņa gatve 2, LV-1004
    Registration number: 41503072001 Bank: Swedbank AS, E-mail: partner@moneyguru24.com
    Copyright © MoneyGuru 2012-2024. All rights reserved.

    By using our website, you agree to our use of cookies.