Best loans in Ireland in 2018!

AIB Personal Banking - description of the lender

Loan amount

1000 - 30000 €

Loan term

1- 5 years

Company

Whatever you're planning for - new car, home improvements, some travel or your 'big day' - AIB Personal Banking can help you with one of their loans.

Interest

8.95 %

Representative example

€1,500 one year loan with a variable interest rate of 8.65% and 8.95% APR would have monthly repayments of €130.48 and the total cost of credit would be €65.76.

€15,000 four year variable interest rate car loan would have monthly repayments of €369.26, APR 8.95%. If the APR does not vary during the term of the loan, the total cost of credit would be €2724.48.

Age restriction

Loans are not available to persons under 18 years of age.

Application processing time

You can apply via Internet Banking for approval within 3 hours. This period may be extended for technical or other legitimate reasons.

Registration number

No. 24173

Important

Fees and charges:
Documentation Fee of 63.49 € applies to Hire Purchase. For Leasing, this Documentation Fee also applies and is subject to V.A.T. at the applicable rate. This fee will be charged with the first repayment. In the case of Hire Purchase there is an additional Purchase Fee of 12.70 € payable on completion. Additional fees may apply for early repayment of a fixed rate agreement or if an account falls into arrears.

Warning: Where Leasing is availed of, you will not own the goods.

Warning: If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future.

Office hours

Monday-Friday 09:00-17:00

Address

Bankcentre, Ballsbridge, Dublin 4, Ireland.

Additional information

Phone: +353 1 6600311

Other offers

Minimum loan amount
1000 €
Maximum loan amount
65000 €
Minimum loan term
1 year
Maximum loan term
5 years
APR
6.8 - 8.9 %
Minimum age
18 years
Loan granting
Excellent
Features
* Quick and easy online application
* Defer your 3 monthly repayments
Apply now bankofireland.com
Requirements:
  • - you must be at least 18 years old;
  • - you must have a current account at Bank of Ireland.
This is a car loan for you! Thinking of buying a car? With a variable rate loan from Bank of Ireland you have the option of making extra repayments and clear your loan early!
Representative example: Loan Amount 20000 €, Loan Term: 5 years, Monthly repayment: 139.92 €, Total cost of credit: 3515.20 €, APR: 6.8 %
Minimum loan amount
1000 €
Maximum loan amount
30000 €
Minimum loan term
1 year
Maximum loan term
5 years
APR
8.95 %
Minimum age
18 years
Loan granting
Good
Features
* AIB Car Loans Online Decision - available within 3 hours
* A range of options to help you finance your new car
aib.ie
Requirements:
  • - you must be at least 18 years old;
  • - security may be required.
Representative example1: Loan Amount 1500 €, Loan Term: 1 year, Monthly repayment: 130.48 €, Total cost of credit: 65.76 €, APR: 8.95 %
Representative example2: Loan Amount 15000 €, Loan Term: 4 years, Monthly repayment: 369.26 €, Total cost of credit: 2724.48 €, APR: 8.95 %
Minimum loan amount
2500 €
Maximum loan amount
40000 €
Minimum loan term
1 year
Maximum loan term
7 years
APR
8.5 %
Minimum age
18 years
Loan granting
Good
Features
* No upfront fees or charges
* Fixed monthly repayment to suit your budget
* Spread the cost of your car over 1-7 years
ulsterbank.ie
Requirements:
  • - Available to over 18s and existing Ulster Bank current account customers resident in the Republic of Ireland only.
Representative example: Loan Amount 10000 €, Loan Term: over 5 years at 8.17% fixed, Monthly repayment: 203.64 €, Total amount repayable: 12218.40 €, APR: 8.5 %
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