Whatever you're planning for - new car, home improvements, some travel or your 'big day' - AIB Personal Banking can help you with one of their loans.
€1,500 one year loan with a variable interest rate of 8.65% and 8.95% APR would have monthly repayments of €130.48 and the total cost of credit would be €65.76.
€15,000 four year variable interest rate car loan would have monthly repayments of €369.26, APR 8.95%. If the APR does not vary during the term of the loan, the total cost of credit would be €2724.48.
Loans are not available to persons under 18 years of age.
You can apply via Internet Banking for approval within 3 hours. This period may be extended for technical or other legitimate reasons.
Fees and charges:
Documentation Fee of 63.49 € applies to Hire Purchase. For Leasing, this Documentation Fee also applies and is subject to V.A.T. at the applicable rate. This fee will be charged with the first repayment. In the case of Hire Purchase there is an additional Purchase Fee of 12.70 € payable on completion. Additional fees may apply for early repayment of a fixed rate agreement or if an account falls into arrears.
Warning: Where Leasing is availed of, you will not own the goods.
Warning: If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future.
Bankcentre, Ballsbridge, Dublin 4, Ireland.
Phone: +353 1 6600311
This is a car loan for you! With a variable rate loan from Bank of Ireland you have the option of making extra repayments and clear your loan early!
Representative example: Loan Amount 20,000 €, Loan Term: 5 years, Monthly repayment: 391.92 €, Total cost of credit: 3,515.20 €, APR: 6.8 %
Representative example: Loan Amount 15,000 €, Loan Term: 4 years, Monthly repayment: 369.26 €, Total cost of credit: 2,724.48 €, APR: 8.95 %
Representative example: Loan Amount 10,000 €, Loan Term: over 5 years at 8.17% fixed, Monthly repayment: 203.64 €, Total amount repayable: 12,218.40 €, APR: 8.5 %
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