Minimum loan amount
Maximum loan amount
Minimum loan term
Maximum loan term
APR
Loan granting
Minimum age
Representative example: Loan amount: 100000 €, Term: 12 months, Monthly repayment: 8639,77 €, Total amount repayable: 103677,24 €, APR: 6.76 %
NB! Total amount payable depends on the loan amount, percentage, terms and individual credit worthiness.
Minimum loan amount
Maximum loan amount
Minimum loan term
Maximum loan term
APR
Loan granting
Minimum age
Representative example: loan amount: 50000 €, loan term: 12 months, monthly repayment: 4343.88 €, total amount repayable: 52626.56 €, APR: 8.04 %
NB! Total amount payable depends on the loan amount, percentage, terms and individual credit worthiness.
Minimum loan amount
Maximum loan amount
Minimum loan term
Maximum loan term
APR
Loan granting
Minimum age
Peer-to-Peer lending
Representative example: Loan amount: 50000 €, loan term: 36 months, APR: 8.1 %
NB! Total amount payable depends on the loan amount, percentage, terms and individual credit worthiness.
Before you borrow money you should ask yourself whether you really need to spend the money and whether you can afford to pay back the money you're planning to borrow. Before borrowing ask yourself:
Look at your income and outgoings and think if you'll be able to pay all your bills and debts. Calculate how much you can afford to repay each month. If your budget shows that you'll have no money for extra payments then it means you can't afford to take a loan.
Check that the money lender is regulated!
All lenders must be registered with Central Bank of Ireland. Before borrowing make sure that your lender is regulated to avoid illegal money lenders.
APR – Annual Percentage Rate represents an annual cost (in %) of borrowing. The APR takes factors such as interest rate and certain other fees and charges into account. In order to make it easier for you to compare one loan to other similar loans, lenders are required to tell you their APR before you sign an agreement.
If you have chosen variable interest rate, note that the Bank may increase or decrease the interest rate on the loan at any time.
Don't accept first loan you're offered, compare various lenders to make sure you get the best possible loan offer.
MoneyGuru24 is not a bank, lender, broker or product issuer. MoneyGuru24 is not owned by a financial institution but is an independent company owned by private shareholders. All information provided on MoneyGuru24 has general and informative nature. Although MoneyGuru24 covers wide range of loan products and providers, keep in mind that those are not the only options available in the market and may not be the best fit for you. We do not consider your personal circumstances and financial situation and we are not recommending any particular products. If you choose to apply for a loan product through MoneyGuru24 website you will be dealing directly with the loan provider not with MoneyGuru24. It is recommended for you to read all relevant documentation given by the loan provider before accepting any financial product offer.
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