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permanent tsb - description of the lender

permanenttsb_mortgage

Loan amount

40000€ - 90% of a property’s purchase price

Loan term

over 30 years

permanent tsb - description of the lender

Company

Permanent tsb new 3in1 mortgage has been created with you in mind. It offers 3 great benefits to help you keep on living so you can continue to enjoy life after you’ve moved into your new home!

Representative example

The monthly repayment on a 20 year mortgage with Loan to Value (LTV) greater than 80% with variable borrowing rate of 3.90% on mortgage of €100,000 is €600.72 for 240 months. Total amount repayable is €144,533.76. If interest rates increase by 1% an additional €53.72 would be payable per month. For this example, Annual Percentage Rate of Charge(APRC) of 4.01% applies and consists of variable borrowing rate of 3.90%, valuation fee of €150, Property Registration Authority (PRA) fee of €175, and security vacate fee of €35.

Registration number

No. 222332

Important

- Warning: The cost of your monthly repayments may increase.
- Warning: You may have to pay charges if you pay off a fixed-rate loan early.
- Warning: If you do not keep up your repayments you may lose your home.
- Warning: If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future.

Address

56-59 St. Stephen's Green, Dublin 2.

Additional information

Phone: 1890 500 168, +353 1 212 4101

Other offers

Benefits & Features

  • Interest free period to 56 days
  • No transaction fees
  • Emergency Cash Service
  • No annual fee
  • Add cardholders for free

Salary Requirements

€16.000 p.a.

APR

22.1 %

Balance Transfer

0 % for 7 months

Minimum age

18 years

2685

Classic Credit Card
Representative example: Typical APR of 22.1% variable including annual Government Stamp Duty of €30. Assuming purchase of €1,500 repaid in equal instalments over a 12 month period. The total amount repayable by customer is €1661.01 which includes initial purchase of €1,500 and a total cost of credit of €161.01.
NB! Total amount payable depends on the loan amount, percentage, terms and individual creditworthiness.

Benefits & Features

  • SuperValu Real Rewards points
  • No transaction fees
  • No annual fee
  • Low cost instalment option

Salary Requirements

€16.000 p.a.

APR

20.2 %

Balance Transfer

2.9% for 12 months

Minimum age

18 years

3248

Affinity Credit Card
Representative example: Typical APR of 20.2% variable including annual Government Stamp Duty of €30. Assuming purchase of €1,500 repaid in equal instalments over a 12 month period. The total amount repayable by customer is €1,648.38 which includes initial purchase of €1,500 and a total cost of credit of €148.38.
NB! Total amount payable depends on the loan amount, percentage, terms and individual creditworthiness.

MoneyGuru SIA, Address: Rīga, Latvia, Kārļa Ulmaņa gatve 2, LV-1004
Registration number: 41503072001 Bank: Swedbank AS, E-mail: partner@moneyguru24.com
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