Highest rated loans

Company

Cashback PLUS is exclusively for Bank of Ireland current account customers who are buying their first home, moving home or thinking about switching their mortgage to Bank of Ireland.

Interest

APRC 4.4 - 4.6 %

Representative example

A typical mortgage to buy your home of €100,000 over 20 years with 240 monthly instalments costs €615.79 per month at 4.2% variable (Annual Percentage Rate of Charge (APRC) 4.3%). APRC includes €150 valuation fee and mortgage charge of €175 paid to the Property Registration Authority. The total amount you pay is €148,114.60. A 1% interest rate rise would increase monthly repayments by €54.02 per month.

Documents required

• ID documents for all parties to the mortgage - a Passport or Driving licence and a utility bill to confirm current permanent address.
• PAYE applicant also need to provide their most recent (original) P60, last 3 months’ payslips and (if not with Bank of Ireland) last 6 months’ bank statements .
• Self-employed applicants - last 2 years’ certified/audited accounts and (if not with Bank of Ireland) last 6 months’ business bank account statements.
• Self-build applicants - a Fixed Price contract or detailed building costings.

Important

• THE COST OF YOUR MONTHLY REPAYMENTS MAY INCREASE;
• IF YOU DO NOT KEEP UP YOUR REPAYMENTS YOU MAY LOSE YOUR HOME;
• YOU MAY HAVE TO PAY CHARGES IF YOU PAY OFF A FIXED–RATE LOAN EARLY;
• IF YOU DO NOT MEET THE REPAYMENTS ON YOUR LOAN, YOUR ACCOUNT WILL GO INTO ARREARS. THIS MAY AFFECT YOUR CREDIT RATING, WHICH MAY LIMIT YOUR ABILITY TO ACCESS CREDIT IN THE FUTURE CHANGE.

Office hours

Mon-Fri 8:00-20:00
Sat 10:00-14:00

Address

Head Office: 40 Mespil Road, Dublin 4, Ireland

Additional information

Phone: 1890 365 345