Highest rated loans

Company

Bank of Ireland is regulated by the Central Bank of Ireland. Choose a Bank of Ireland credit card today and avail of the great features and benefits. It only takes a few minutes to apply online and you can be approved in 24 hours.

Interest

Max. APR 22.1 %

Representative example

Representative example of Classic Credit Card purchase at standard interest rate of 16.12% variable. Typical Annual Percentage Rate (APR) of 22.1% variable including annual Government Stamp Duty of €30. Assuming purchase of €1,500 repaid in equal instalments over a 12 month period. The total amount repayable by customer is €1661.01 which includes initial purchase of €1,500 and a total cost of credit of €161.01.

Requirements

You must be at least 18 years old;

Your salary must be at least €16.000 per annum.

Important

Fees and charges:

Unpaid/Returned Direct Debits €5.00;

Copy Statement fees:

For the first page of each individual statement €3.80;

For each subsequent page of statement €2.50;

Cross Border Handling Fee:

Transaction in euro: No charge;

All other transactions 2.25 % value of transaction;

Cash Advance Fee:

Transactions in euro 1.5% subject to a minimum of €2.54 per transaction;

Non euro transactions: A Cash Advance fee of 1.5% will be applied to the euro converted amount including the 2.25% cross border handling fee referred to above, subject to a minimum of €2.54 per transaction;

Annual Account Fees:

Government Stamp Duty €30.00;

A processing fee of 1%, minimum €1.27 and €6.35 maximum will be charged where payment to a credit card is made by foreign cheque;

Late Payment Fee €7.50;

Overlimit Fee €7.50.

Office hours

Monday-Friday: 8:00am - 8:00pm
Saturday: 8:00am - 6:00pm
Sunday & Bank Holidays: 10:00am - 5:00pm

Address

40 Mespil Road, Dublin 4, Ireland

Additional information

Republic of Ireland: 1890 251 251
Great Britain/ Northern Ireland: 0845 309 8099
Outside these locations: +353 56 775 7747