Highest rated loans

Company

The AIB ‘be’ Visa Card is for personal customers who may need to borrow occasionally, or intend paying their outstanding balance in full every month. The 'be' Visa Card will reward customers who spend €5,000 or more in a 12 month period with a lower annual interest rate for purchases. The ‘be’ Visa is tailored for everyday customers using it for everything from buying groceries to buying petrol.

Interest

Max. 22.9 %

Representative example

Assuming a credit limit on your card of €1,500, you used your full limit to make a single card purchase immediately after receiving your card, and you repaid in equal monthly payments over 12 months at an interest rate of 16.79% variable, (Representative 22.9% APR variable), the total amount you will pay back is €1636.50 which includes Government stamp duty charge of €30.00. Interest charged would be €136.50.

Age restriction

You must be at least 18 years old.

Requirements

• - you must be at least 18 years old;
• - your salary must be at least €16.000 per annum

Documents required

- Proof of Identity: a valid Passport, Driver’s Licence, EU National Identity Card
- Proof of Current Permanent Address (documents must be no more than 6 months old): Utility Bill, Correspondence from a regulated financial institution (insurance/assurance company, bank, credit card company or investment company), correspondence from a government department/body.

Important

Fees and charges:

- Government Stamp Duty of €30 is charged annually per credit card account.
- Cash Advance Fee 1.5% of the transaction value or €1.90 whichever is greater.
- Late Payment Fee: €7.00
- Over Limit Fee: €7.00
- Returned Payment Fee: €7.00
- Copy Sales Voucher Fee: €5.00
- Copy Statement Fee: €4.00

Office hours

Monday-Friday 09:00-17:00

Address

Bankcentre, Ballsbridge, Dublin 4.